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January
Vol. 2 No. 1 (2026)The authors and co-authors of this publication represent three countries: Indonesia, Ghana, and the United States of America. The Indonesian Journal of Education and Science extends its sincere appreciation to all contributors from the following institutions: Akenten-Appiah Menkah University, Ghana; Kwame Nkrumah University, Ghana; Universitas Nahdlatul Wathan Mataram, Indonesia; Financial Management Association, USA; STIT Palapa Nusantara Lombok, Indonesia; and Universitas Pendidikan Mandalika, Indonesia. We highly values their scholarly collaboration and meaningful academic contributions to this publication.